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Frequently Asked Questions

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Know My Debt

Welcome to Know My Debt, where you can quickly find straightforward answers to your credit and debt questions. We’re here to provide you resources and information to help you work through your debt questions.

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How do I verify/dispute entries on my credit report?

Please contact three credit reporting bureaus:

CONSUMER REPORTING BUREAUS
All requests have to be sent by certified mail. Credit bureaus cannot disclose information over the phone.

TRANSUNION
P.O. BOX 1000
CHESTER, PA 19022
1-800-888-4213 (ORDERING)
1-800-916-8800 (DISPUTES)
FAX # 1-610-546-4758
WWW.TRANSUNION.COM

EXPERIAN
P.O. BOX 2104
ALLEN, TX 75013
WWW.EXPERIAN.COM

EQUIFAX
P.O. BOX 105851
ATLANTA , GA 30348
1-800-685-1111 (ORDERING)
1-800-203-7843 (DISPUTES)
FAX # 1-888-826-0573
WWW.EQUIFAX.COM

How do I obtain free credit report?

Please use link below:
Free annual credit report
1-877-322-8228
WWW.ANNUALCREDITREPORT.COM

Information needed to request a credit report in writing: 1st name, middle initial, last name, generation I.E.; jr, sr, 1st, 2nd, 3rd; current address, previous address for the past two years, 2 proofs of residence, I.E.: drivers license, utility bills, current employment information and telephone.

Billings Office

3318 3rd Ave. N, Ste 100
PO Box 31213
Billings, MT 59101
406-245-2040 or 800-823-8282
Email Us

Missoula Office

1715 Reserve St, Ste C
PO Box 7429
Missoula, MT 59801
406-721-1655 or 800-823-6262
Email Us

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